HDFC BANK
4892 •••• •••• 7741
REGALIA GOLD · Rahul SharmaVISA ∞
SBI CARD
5412 •••• •••• 2209
SIMPLY CLICK · Arjun MehtaMaster
AXIS BANK
5404 •••• •••• 6617
MAGNUS · Sunita RaoVISA ∞
500+ Products · 40+ Banks · Live Comparison
Find Your Perfect
Financial Match — Instantly
India's most visual comparison platform for credit cards, loans & investments. AI-powered. Simple, easy-to-understand language. Built for every Indian.
✦ Tell us about yourself — we'll find the best options
🎯 We suggest cards based on your credit score & monthly expenditure
0Credit Cards Listed
0Loans Available
0Happy Users
0Cr+ Disbursed
CreditInd is not a bank, NBFC, or SEBI-registered advisor — read more
Your Privacy is Our #1 Priority
We collect zero personal data. No name, no phone, no email — nothing. All tools work 100% in your browser. Nothing is sent to any server. You compare freely, we earn only if you choose to apply (and even then, the bank handles everything).
✓No sign-up required
✓No cookies that track you
✓No data sold to anyone
Everything You Need — One Tap Away
Tap any product to jump directly to comparison tools
Top Rated
Top-Rated Credit Cards in India 2026
Real star ratings from 28 lakh+ users. Every metric that matters — visible at a glance.
★ Top Travel Card
Popular Choice
HDFC BankPrivate Sector
REGALIA GOLD
))
4892 •••• •••• 7741
Card HolderRahul Sharma
Expires08/28
VISAInfinite
HDFC Regalia Gold
India's #1 Premium Travel Credit Card
★★★★★
₹500Annual Fee
5XRewards
8 VisitsLounge/Qtr
Approval Chance92%
★ Top for Online Shopping
SBI CardState Bank of India
SIMPLY CLICK
))
5412 •••• •••• 2209
Card HolderSunita Mehta
Expires11/27
Mastercard
SBI SimplyCLICK
10X Rewards on Amazon, Flipkart & Zomato
★★★★★
₹499Annual Fee
10XOnline Rewards
1%Fuel Waiver
Approval Chance88%
★ Popular Zero-Fee Pick
Popular Choice
ICICI BankPrivate Sector
AMAZON PAY
))
4111 •••• •••• 9924
Card HolderPriya Menon
Expires03/29
VISASignature
ICICI Amazon Pay Credit Card
5% cashback on Amazon · Zero annual fee forever
★★★★★
₹0Annual Fee
5%Amazon CB
2%Others CB
Approval Chance85%
🤖 Powered by AI
Meet Creddy — Your Financial AI Advisor
India's smartest financial AI. Speaks Hindi, Tamil, Telugu, Kannada, Bengali, and more. Ask anything — get simple, easy-to-understand answers in seconds.
Profile-aware advice
Uses your income, score & spending habits
10+ Indian languages
Hindi, Tamil, Telugu, Kannada & more
Instant comparison
Ask "best card for travel" — get it in 1 sec
Privacy-first
No personal data stored or shared ever
🤖
Creddy AI
Online · Replies instantly
Top Picks
Popular Loans — Instant EMI Calculator
A quick look at top-rated personal loans with live EMI calculators. Explore all 31 loans — personal, business & credit line — on the full Loans page.
Loan Type:
🏦 Bank Loan
⭐ Low Rate
HDFC Insta Jumbo Loan
HDFC Bank · For existing HDFC credit card holders
From 12%Rate p.a.
₹10 LakhMax Loan
InstantDisbursal
Processing Fee
NIL
Eligibility
HDFC Card holders
⚡ Instant · No docs
✓ No Collateral
Loan Amount: ₹5,00,000
EMI: ₹16,60736 months @ 12%
💚 Personal Loan
⭐ Lowest Rate
IDFC FIRST Bank Personal Loan
IDFC FIRST Bank · 100% digital, no branch visit
9.99%Lowest Rate
₹10 LakhMax Loan
12–60Months tenure
Processing Fee
Up to 3.5%
Approval
Instant digital
📉 Lowest in market
📱 100% Digital
Loan Amount: ₹3,00,000
EMI: ₹7,58848 months @ 9.99%
💜 Personal Loan
🏆 Top Selling
Poonawalla Fincorp Loan
Poonawalla Fincorp · Salaried & Self-Employed
From 16%Rate p.a.
₹5 LakhMax Loan
Same dayDisbursal
Processing Fee
Minimal
Approval
Excellent
⚡ Same day money
✓ No Collateral
Loan Amount: ₹2,00,000
EMI: ₹7,03136 months @ 16%
⏱ Instant Loan
✅ Excellent Approval
KreditBee Personal Loan
KreditBee · ₹15K+ salary, Credit Score 650+
🎁 Use code DSA100 — 100% off processing fee!
From 16%Rate p.a.
₹5 LakhMax Loan
Same dayDisbursal
Processing Fee
FREE (code: DSA100)
Approval
92% rate
⚡ Minutes disbursal
📱 100% App-based
Loan Amount: ₹1,00,000
EMI: ₹4,91724 months @ 16%
💼 Business Loan
🏦 Muthoot Backed
ClickPe Business Loan
ClickPe · Powered by Muthoot Finance
From 18%Rate p.a.
On App.Max Loan
2-3 daysDisbursal
Min Income
₹30K/mo
Approval Odds
75% · Good
🏦 Muthoot Backed
💼 SME Friendly
Loan Amount: ₹5,00,000
EMI: ₹18,07636 months @ 18%
💼 Business Loan
💵 Up to ₹50L
Poonawalla Fincorp Business Loan
Poonawalla Fincorp · For established businesses
From 15%Rate p.a.
₹50 LakhMax Loan
2-3 daysDisbursal
Min Income
₹40K/mo
Approval Odds
78% · Good
💵 High Amount
🏦 NBFC Backed
Loan Amount: ₹10,00,000
EMI: ₹27,83048 months @ 15%
💳 Credit Line
📱 UPI-Linked
BharatPe Credit Line on UPI
BharatPe · Pay only for what you use
2.5%/moRate
₹1 LakhMax Limit
InstantDisbursal
Min Income
₹12K/mo
Approval Odds
91% · Excellent
♻️ Reusable Limit
📱 UPI-Linked
Amount Used: ₹50,000
EMI: ₹4,48512 months @ ~30%
💳 Credit Line
🏦 HDFC Bank
HDFC Smart EMI
HDFC Bank · Convert your card limit into flexible credit
From 12%Rate p.a.
₹10 LakhMax Limit
InstantDisbursal
Min Income
₹25K/mo
Approval Odds
80% · Good
🏦 Bank Backed
♻️ Reusable Limit
Loan Amount: ₹3,00,000
EMI: ₹14,12924 months @ 12%
💳 Credit Line
✅ Excellent Approval
PaapaPay Credit Line
PaapaPay · Small revolving credit for everyday expenses
From 36%Rate p.a.
₹20,000Max Limit
InstantDisbursal
Min Income
₹10K/mo
Approval Odds
88% · Excellent
♻️ Revolving Credit
⚡ Instant
Amount Used: ₹10,000
EMI: ₹95012 months @ 36%
💳 Credit Line
⚡ Instant
FatakPay Credit Line
FatakPay · Quick revolving credit for small purchases
36% p.a.Rate
₹20,000Max Limit
InstantDisbursal
Min Income
₹10K/mo
Approval Odds
76% · Good
♻️ Revolving Credit
🟡 Good Approval
Amount Used: ₹10,000
EMI: ₹95012 months @ 36%
📈 Start Investing
Top-Rated Demat & Trading Accounts in India
Compare brokerage, AMC, and account opening charges across India's top brokers — open a free demat account in minutes.
Type:
Filter:
💰 Compare & Save More
Top-Rated Savings Bank Accounts in India 2026
Not all savings accounts are equal. Compare interest rates, zero-balance options, perks, and digital features — find one that actually works for you.
2.70% p.a.
SBI Basic Savings Account
★★★★☆ 4.2
State Bank of India · Trusted by 50 Cr+ Indians
₹0
Min Balance
Min Balance
2.70%
Interest p.a.
Interest p.a.
Free
ATM Withdrawals
ATM Withdrawals
✅ Zero minimum balance · ✅ Free Rupay debit card · ✅ YONO digital banking
Best For: First account, Low income, Rural areas
4.00% p.a.
Kotak 811 Zero Balance
★★★★★ 4.7
Kotak Mahindra Bank · 100% Digital · Open in 5 min
₹0
Min Balance
Min Balance
4.00%
Interest p.a.
Interest p.a.
5 min
Account Open
Account Open
✅ No paperwork · ✅ Free virtual debit card · ✅ 4% interest on balance
Best For: Students, First-time digital users, Freelancers
7.25% p.a.
IDFC FIRST Bank Savings
★★★★☆ 4.5 · Editor's Pick
IDFC FIRST Bank · Highest interest rate in India
₹10,000
Min Balance
Min Balance
7.25%
Interest p.a.
Interest p.a.
Unlimited
Free ATM
Free ATM
✅ Highest savings rate in India · ✅ Free unlimited ATM · ✅ Movie & dining benefits
Best For: Maintaining ₹10K+, Maximize passive income
3.50% p.a.
DBS Digibank
★★★★☆ 4.4 · Most Digital
DBS Bank India · Singapore's best bank in India
₹0
Min Balance
Min Balance
3.50%
Interest p.a.
Interest p.a.
AI-driven
Insights
Insights
✅ Aadhaar-based instant KYC · ✅ AI spending analysis · ✅ International transfers
Best For: Tech-savvy users, International transactions
🔢 Exclusive Tool
Savings Interest Calculator
See how much more you earn by switching to a higher-rate savings account
Your savings amount₹1,00,000
SBI @ 2.70%/yr earns
₹2,700
IDFC FIRST @ 7.25% earns
₹7,250
Extra earnings per year
₹4,550
by switching to IDFC FIRST Bank
That's 7 free restaurant meals/month doing nothing extra ☕
🏧 Compare All 12 Savings Accounts →
Interest rates, min balance, open time — zero sign-up
📚 Financial Education
Learn. Understand. Invest Smarter.
Plain-language guides on credit cards, loans, savings, demat — no jargon, no spam.
Article
Customer Reviews
Real Stories from Real Indians
No paid placements — reviews are not sponsored by any bank or lender.
PK
Priya K.
Pune · Marketing Manager
★★★★★
HDFC Regalia Gold
"My branch RM was pushing me toward a different card with higher annual fee. Checked CreditInd and realised Regalia Gold was actually better for my travel spends. Applied directly, got approved same day. Saving around ₹1,200 per month now in rewards."
📍 Applied 3 months ago
RS
Rajan S.
Hyderabad · Software Developer
★★★★★
IDFC FIRST Personal Loan
"Was comparing personal loan rates for a home renovation. EMI calculator here showed me that the lender my CA suggested was charging 2.5% more than IDFC FIRST. That's nearly ₹90,000 difference on a ₹5 lakh loan. Applied through the link and got disbursed in 36 hours."
📍 Applied 5 months ago
NM
Neha M.
Mumbai · CA · Self-employed
★★★★★
SBI Cashback Card
"Honestly wasn't expecting much — just wanted a basic comparison. But the reward calculator showed me that SBI Cashback would return 5% on all my online invoicing tool payments. That's about ₹3,600/year on a card with zero annual fee. Little things add up!"
📍 Applied 2 months ago
KV
Karthik V.
Bengaluru · Product Manager
★★★★★
Axis Magnus
"I entered my monthly travel and dining spends into the reward calculator — ₹25,000 travel, ₹12,000 food. CreditInd ranked Magnus first with ₹48,000 estimated annual value. Compared it against 3 others on the comparison tool. Magnus won clearly. Worth every rupee of the annual fee."
📍 Applied 7 months ago
AT
Ananya T.
Delhi · Final Year Student
★★★★★
Kotak 811 DreamDifferent
"No income proof, no existing salary account — I assumed I'd never get approved anywhere. The credit score simulator on CreditInd suggested Kotak 811 as the best first card for thin profiles. Applied, got approved in 8 minutes. 9 months later, my score shows 714. First card was genuinely the right starting point."
📍 Applied 9 months ago
MK
Mukesh K.
Lucknow · Kirana Shop Owner
★★★★★
IDFC FIRST Savings Account
"SBI mein 2.7% tha. Yahan dekha IDFC FIRST 7.25% de raha hai. Pehle trust nahi tha — socha chota bank hoga. Par RBI regulated likha tha aur DICGC insured bhi. Account khola, zero balance, 10 minute mein. Ab har saal ₹6,000 zyada mil rahe hain bina kuch kiye."
📍 Switched 4 months ago
SK
Santhosh K.
Coimbatore · Delivery Partner
★★★★★
Jupiter Money Account
"bro tbh i was scared to try new bank apps but frnd sonna kekka pathutu try pannen. account open aayidhu romba easy ah, 10 nimisham dhaan. customer support konjam slow ah irundhuchu first time doubt kekumbodhu, oru naal aatchu reply varadhukku. baaki ellam nalla iruku, ippo naan recommend panren yarukku venalum. 4 stars bcoz support konjam fast pannanum 🙏"
📍 Applied 6 weeks ago
Why India Trusts Us
Transparent · Unbiased · Secure
28L+Happy Users
₹2,400 CrLoans Processed
4.9/5Average Rating
40+Bank Partners
🔐 256-bit SSL Encryption
🏛 RBI Regulated
📜 Fully Transparent Pricing
✅ 0 Data Points Collected
🛡 We Don't Ask. We Don't Store.
🤝 100% Independent Reviews